Smart Bank 2.0: STM is The Super Star

Smart ATM(STM) make three Integrations reality, which are equipment integration, business

Integration and marketing Integration. For equipment integration, it integrates

various

self-service equipments, such as card

sender, form prefilled machine, self-service terminal, etc.  For business integration, in the first phase,

most of the personal non-cash services have gone live. In the second phase, the

business service about business development and bill processing will go

live.  For Marketing integration, with

O2O business mode, through precision marketing and big data, STM introduces integrated

marketing information to targeted customers. Networks adjusted and Optimized

are business processions rebuilt and innovated. SMT provides the simplest

service by the process of one-time card-insert, one-time examination and

verification, one-time result-presenting, one-time signature; Reducing staff’s  work load through the accomplishment of five

zero operation (Zero manual work, Zero Voucher, Zero stamp, Zero Copy, Zero

Paper file); SMT’s smart business processing efficient is as more than five times

as traditional bank services. Provides one-stop, and interactive customer

experience by smart mistake correction, number self-cancellation,.

Low cost, smaller network can be integrated

With the spread of SMT， over 50% bank-teller

will be transition to marketing, which is facing market, focus-on customers.

STM is becoming the leading role, in average, 17% business area will be

reduced, as well as reduce rent expenditure and purchasing cost and other

relative costs .  160 million employee

cost will be saved, when 50% bank teller transit to marketing. There are two

version of SMT, which are table top version and standing version for different

spots. With Integrated business processing function, SMT provides support for

Customer integrated business, make small network integration into reality.

Based on the support of big data, ensure

the security of customers’ information, SMT using electric-filed, electric-filled

form, and electric verification. STM support backstage verification, front desk

audition, remote Identification on customers’ ID.  Front desk and backstage verification will be

the safeguard of STM.

AS partner of CCB, Great wall has provided

support since the first phase of network transit. From the second phase, CND

has taken over the Research, design and Optimization of the integrated

equipment. With the success of network transits in 2015, at present, we are

working on SMT in other branch bank of CCB. CCB CEO Wang Hong Zhang, President

Wang ZuJi, Vice President Yang WenSheng gave high appraisals to the STM

Solution, and hope to speeder Smart Bank transition, and carry out Smart

Network and extends. In near future, we will witness financial services brought

by SMT.